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FinDev Blog

Exploring New Markets Through Disaggregated Customer Data

A new tool from the WSBI’s Scale2Save initiative makes public datasets in Nigeria more accessible for gathering customer data and insights.
FinDev Blog

Central Bank Digital Currencies: Five Lessons From Three Trailblazers

Experiences from the Bahamas, China and Nigeria help illuminate the rocky path for other central banks interested in implementing their own digital currencies.
FinDev Blog

Blazing a Trail for Women’s Financial Inclusion in Nigeria

The Central Bank of Nigeria has identified eight Strategic Imperatives. With their respective communities of practice, they aim to close the country’s financial inclusion gender gap.
FinDev Blog

From Ideation to Iteration: Human-Centered Design of Micro-Savings in Nigeria

LAPO Microfinance Bank learned five important lessons from their experience using a human-centered design process to revamp their child savings account product.
FinDev Blog

The Myth of Digital Credit as a Catalyst for Financial Inclusion in Nigeria

A review of the top 20 digital credit companies in the country reveals that regulation is sorely needed.
FinDev Blog

Does Informal Finance Still Matter?

Informal Savings Mechanisms (ISMs) have long been important to many people’s day-to-day money management across Africa. But as formal financial services become much more prevalent in the region, what will happen to these ISMs? Will they fall by the wayside as the digital revolution takes over? 
FinDev Blog

Past the Tipping Point? A Look at Zambia’s Digital Financial Services Market

Digital financial services (DFS) and FinTech innovations continued to grow in 2017, with increased trust in DFS and more interoperability. But challenges remain...
FinDev Interview

From Diamond Future to Cool Teens to SWAG: Designing Financial Products for Young People

Adaeze Ume of Nigeria’s Diamond Bank talks about how and why Diamond Bank works with young clients, and shares insights on banking youth throughout their lifecycle.